These are the lending professionals Barbara trusts to guide her clients through financing with transparency, competitive rates, and a smooth close. Meet Mike Sanchez and Ken Melendez of Rate.
Financing guidance for new construction buyers across Fredericksburg, Stafford, Spotsylvania, Orange, Fairfax, and Northern Virginia.
After 20 years in real estate, Barbara has worked with many mortgage professionals. These are the two she recommends without hesitation for on-time closings, clear communication, and loan programs that fit each buyer's situation.
Whether you are a first-time buyer exploring FHA or VA loans, a move-up buyer looking for a jumbo mortgage, or a new-construction buyer financing a build, these loan officers have the knowledge and responsiveness to keep the transaction on track.
Branch Manager / SVP of Mortgage Lending at Rate
Rate · NMLS #860048Mike is Branch Manager and Senior Vice President of Mortgage Lending at Rate, based in the Fredericksburg area, and helps homebuyers and homeowners find the right loan product for their goals, from conventional and VA loans to refinance and jumbo. Barbara recommends him for his responsiveness, thoroughness, and commitment to keeping every deal on schedule from pre-approval through closing.
VP of Mortgage Lending at Rate
Rate · NMLS #2037924Ken is Vice President of Mortgage Lending at Rate, serving the Fredericksburg and Northern Virginia region with a detail-oriented approach. He walks clients through their options from pre-approval to clear-to-close with clear communication. Barbara partners with him because he consistently delivers competitive rates, flexible loan programs, and client-first service.
A short introduction from each lender on how they help buyers finance a new construction home with confidence.
Barbara trusts Mike and the Rate team to pair buyers with competitive financing and keep closings on schedule. Hear why clear communication and a smooth close start with the right loan partner.
Ken helps buyers secure the right mortgage program with trusted guidance from application to clear-to-close, so your new construction financing stays on track.
Getting pre-approved early puts you in a stronger position with builders and helps you shop with confidence. Barbara will connect you with the right lender for your situation and make the introduction, so you can focus on finding the home you love.
Join the list for new construction openings, quick move-ins, and builder incentives first.
